Your loan payment can be automatically withdrawn from your bank account with NO hassle We also have other payment methods available such as casher’s check or money order.
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Nigig, LLC dba Ubicash, is a tribal lending entity wholly owned by the Lac du Flambeau Band of Lake Superior Chippewa Indian Tribe of Wisconsin, a federally recognized Indian nation (the Tribe) operates within the interior boundary of the Tribe’s reservation. Nigig, LLC is chartered under and operates pursuant to Tribal Law.
This is an expensive form of borrowing. Ubicash loans are designed to help you meet your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair, etc. for you and your family. Alternative forms of credit, such as a credit card, personal loan, home equity line of credit, or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. Our fees are disclosed in your loan agreement. We will never charge you any “hidden fees” that are not fully disclosed in the Loan Agreement.
Applications processed and approved before 5:00pm Eastern Time are typically funded the next business day. In some cases, we may not be able to verify your application information and may ask you to provide certain documents.
We do not lend to residents of Arkansas, Connecticut, Minnesota, New Hampshire, New York, Pennsylvania, Vermont, Virginia, West Virginia, Wisconsin, Washington D.C. Availability of installment loans are subject to change at any time at the sole discretion of Nigig, LLC.
We adhere to the principles of the Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus and/or credit reporting agencies, late or non-payment of your loan may negatively impact your credit ratings. If you fail to repay your loan in accordance with its terms, we may place your loan with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.
You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify application information through national databases including, but not limited to Clarity and Factor Trust. We may pull your credit in order to determine your eligibility and ability to repay.